Hi, I’m Pat Hicks. If you’re like me you would like to know where to get a free credit report. You may have heard you can get one on the Internet. And, I going to tell you how without the tricks, scams and bait & switch tactics some of the marketers are using to get you to sign up to their programs which cost an arm and a leg for a “free” credit report.

 

So, here it is: www.annualcreditreport.com. That’s what you can expect from me. No tricks, gimmicks or anything other than the best I can offer. That web site was mandated by the government and is the only place on the Internet to get a truly free copy of your credit report, if you haven’t requested a free copy from the bureaus in the last twelve months.

 

So, why am I doing this?

 

Simple. First of all, I think the average consumer needs someone on their side for a change and I’ve been on the wrong end of the credit stick before and I know how it feels. Look at the Free Information page on this site and you will find enough valuable consumer advocacy information to help you and keep you busy reading for months, maybe years.

 

Secondly, if I treat you fairly, I have some products that have tremendous value which I hope you spend just a little time and check out. If they make sense to you and you could use them, I’ll provide them to you at a fair price and you get, in my opinion, exceptional value in return. If you don’t find that to be true, if I produce it, you get your money back. Guaranteed. No questions asked. So, what have you got to lose! Buy these wonderful products now!

 

AN UNCONDITIONAL MONEY BACK GUARANTEE!

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Credit Scores

Anytime you go to buy  something, you need your credit scores. And, no one, let me repeat, no one gives those to you. You have to buy them. You can get them for free from someone that “pulls” your credit to determine if you are a good credit risk, but it will lower your credit scores by, on average, 2 to 5 points each and every time it is done. But, not if you buy them. The best deal I have found is this one:  $14.95 a month for Unlimited credit reports from Equifax, Experian, & TransUnion plus three credit scores.

 

Usually, the scores alone are $15 at the bureau sites and if you get just one, you are wasting your time in my opinion. This includes your credit scores and reports. The potential creditors get all three, why shouldn’t you? And, it lets you know if there are any changes to your credit report.

 

 

Improve or Re-Establish Your Credit Scores

When you learn about this incredibly inexpensive, powerful  and amazing tool which utilizes standard banking practices no lending institution will advertise or even tell you about unless you know to ask, you will wake to a new day! But first you have to know the secret to putting this tool to work for you. Imagine in twelve months, you have raised your credit scores by 120 points, legally, ethically and with the help of a fully accredited local lending institution! Imagine the total cost would be between $5 and $8 each time they helped you.

 

Find out the proven, secret method I used to add 120 points to mine and my wife’s credit scores at a total cost of $84. New, positive credit for each of us that is not only available to any that want it, but will be happily provided if and only if you know how to ask and how to structure it. No lending institution is ever going to tell you about this or how to do it. You have to know it exists and now how to ask.

 

If you do nothing else today, go to Fresh Start Credit Scores and learn about this incredibly powerful but inexpensive tool to re-establish your credit scores and even take them higher than they have ever been before. While you are there, look at the Forum, Sample Letters, Expert Information from Realtors, Tax Experts, Consumer Advocates and all the other FREE bonuses provided along with this proven system.

 

 

Negotiate With Credit Card Companies to Reduce Your Debt

Whether by job lay off, medical emergency , divorce or other life situations, you can get in over your head with credit card debt. If that happens, and you enter into negotiations with credit card companies, they will beat you if you don’t have specialized knowledge about how to talk to them. Remember, they do this all day and you don’t. You won’t stand a chance of getting the outcome you desire unless you know the secrets to negotiating a favorable outcome with them. Find out how with  “Negotiate Your Way to Financial Freedom from Credit Card Debt” ebook.

 

 

 

 

 

 

 

 

 

 

 

 

 

Now for More of the FREE Stuff!

 

Here is a place to find updated, recent and timely News on credit and related issues. New laws, new trends and information you can apply to your life....today.   http://www.iwantafreecreditreport.blogspot.com  

 

 

 

 

 

Are you looking for a free credit report, or maybe a copy of your credit scores or ways to improve your credit and just want someone to be straight with you?

Click Here and I’ll Instantly Email You  Two  FREE Articles and Return You Back Here:

 

“The Top Five Things You Need to Know if You are Buying or Selling Your Home”

 

“Home Equity Loan to  Pay Credit Card Debt. Bad Idea”